Residents won't need insurance for some home power

Friday, July 17, 2009 | 10:02 a.m. CDT

JEFFERSON CITY — Some Missouri residents who power their homes with wind turbines or solar panels won't need extra insurance.

The Missouri Public Service Commission on Thursday said it has changed course on requiring homeowners to buy liability insurance if they generate their own power and want to feed excess electricity back into the power grid.

In October, the commission said utility customers generating 10 kilowatts or less of energy had to have at least $100,000 of liability insurance. Homeowners generating more than 10 kilowatts had to carry more than $1 million.

The new rules reduce the liability coverage for residents generating more than 10 kilowatts to at least $100,000 and eliminate the requirement for residents generating less than that.

Those residents are still liable for damages if they are negligent.


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