One in 50 million: Carpenter favors paying out-of-pocket

Tuesday, October 27, 2009 | 12:01 a.m. CDT; updated 9:06 a.m. CST, Thursday, November 12, 2009

COLUMBIA — Jamie Kroll has been running a carpentry business from home for 13 years. In that time, he's had health insurance for only seven months. But that was when the 39-year-old was just getting his business off the ground and was working at a restaurant.

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