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Rep. Blunt opposes higher insurance prices for unhealthier groups

Friday, November 13, 2009 | 4:44 p.m. CST

FULTON — Missouri Congressman Roy Blunt said he opposes efforts to end the insurance industry practice of charging higher rates to unhealthier groups of people.

The Republican, who is running for Senate, voted against a health insurance bill passed last week by the Democratic House because he says it's too costly and expands government-run health care.

Included in the nearly 2,000-page bill are sections prohibiting insurers from raising or lowering rates based on the health of the employee group being insured.

Blunt said he opposes those provisions. He said a better approach would be to expand high-risk health insurance pools for people whose health conditions make traditional coverage too expensive.

Democratic Senate candidate Robin Carnahan has not said whether she would have voted for the House bill.

 


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Comments

Allan Sharrock November 13, 2009 | 5:07 p.m.

Of course Robin hasn't said one way or the other. She will wait and see if it passes the senate first.

(Report Comment)
Ray Shapiro November 13, 2009 | 5:41 p.m.

("An Actuary is responsible for analyzing the possible outcomes of the types of events that could potentially cause policyholders to make claims against their insurance policies. They study the overall likelihood that different events will occur, and they evaluate the potential risks each event poses. Their goal is to try and assess the costs associated with the event should it actually occur.

Why do they do this type of analysis?
Insurance companies need to make sure that the money they are charging and collecting from policyholders is adequate to cover the costs of settling the claims that might potentially be made by policyholders as well as their other expenses. In fact, the work that Actuaries perform is crucial to an insurance company’s ability to remain in business. If policies are priced too low, there possibly won’t be adequate funds available to pay out all claims. If policies are priced too high, insurance companies risk losing business to those insurance companies offering less expensive policies.")
-Of course, if the government is subsidizing or providing the insurance policy, they can always increase taxes, alter availability and access, print more money, change doctor compensation amounts and not have to answer for fraud, waste, corruption and inefficiency.
Also, what good is a policy if fewer and fewer health care providers will accept assignment?
What's next? Proposing to put Doctors in jail for not taking on patients covered by Obamacare policies?
http://www.insuranceworkforce.com/blog/j...

(Report Comment)
Ray Shapiro November 13, 2009 | 5:45 p.m.

By the way, the headline contradicts the first sentence of the story.

(Report Comment)

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