LETTER TO THE EDITOR: Don't bother to feel sorry for banks

Thursday, October 6, 2011 | 5:10 p.m. CDT; updated 10:27 p.m. CDT, Thursday, October 6, 2011

I assume you heard poor Bank of America will be charging monthly fees on debit cards because the mean old government stopped them from stealing our money ($6.6 billion) in transaction fees on the cards.

The government also tried to stop them from making an extra $5.6 billion in overdraft fees. Banks keep looking for ways to rob us.

Do they need all this money to be solvent? Look at recent history. Their greed helped cause the collapse of 2008. This caused us, the taxpayers, to fork over $700 billion to save them.

They have not only been saved — they are now nicely solvent — but they were able to pay back their portion of the $700 billion.

Where did they get all this money? You and me. Higher fees, lower interest earned on savings accounts and higher interest they charge on loans.

It is amazing what we contribute to them in taxes and fees.

Amazingly, many people are upset that the mean government is trying to protect us by preventing this robbery.

Are you one of them?

Martin Walsh lives in Glendale.

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James Krewson October 6, 2011 | 6:01 p.m.

Do your research. Greed? Seriously? Do you know anything about the government forcing the banks to make loans to those with terrible credit? Are you even following what is happening now with the Obama administration and Solyndra? To simply blame greed and banks is both infantile and ignorant. I urge you to do more than just quote talking points from MSNBC.

(Report Comment)
Paul Allaire October 6, 2011 | 6:36 p.m.

Send them to IRAQ!!!

(Report Comment)
frank christian October 6, 2011 | 8:38 p.m.

I came to read what's happening at the Missourian and as quite usual, out of seven "latest comments", three read, send them to Iraq. I have always hated repetition and this to me seems beyond the pale. Anyone else sick of it? Editors?

(Report Comment)
Derrick Fogle October 6, 2011 | 9:09 p.m.

"I have always hated repetition ..."

(Report Comment)
John Schultz October 7, 2011 | 9:43 a.m.

Personally, I hate people calling for editorial censorship much more than repetitious content. I can ignore Paul's repeated claims for Iraq-sending, why can't you?

(Report Comment)
Joy Mayer October 7, 2011 | 9:50 a.m.

Mr. Christian,

There's nothing in our comment policy ( that prevents Mr. Allaire from repeating himself.

We're taking a look at our comment policy now, actually, and would love your ideas. If you (any of you) have suggestions — to address this situation or others — I'd love to hear them, here or at

— Joy Mayer, director of community outreach, Columbia Missourian

(Report Comment)
Paul Allaire October 7, 2011 | 10:09 a.m.

Now that I see that it annoys YOU, Frank, I'm going to do it more often. And I love your part about hating repetition. Especially the word - repetition. Possibly that is because I think of all the things that I like to repeat, over and over, only then to find myself repeating again. It's sort of what I like about you.
In this little patch of the internet I feel like I am at home. It is my proverbial jungle. Sometimes I just sleep and watch the little animals play and sometimes I get bored and go elsewhere. But sometimes I feel a need to be Tarzan and go rip the heads off the ugly beasts that try to invade my territory with the foul smells of their heinous ideas and thoughts. I snatch them out of trees and right out of mid air and rip their heads off. I chase them down and swing them by their tails and hurl them over cliffs. But this is tiring. Sometimes I need an easy pick, just for my immediate gratification, to keep my morale boosted. That is where you come in Frank. You are like a slug, a sloth, a big giant poisonous mushroom that grows everywhere that I can simply destroy with one swift movement of my foot. Almost like the philneel/cielocamino3/(other various names he needs to find support for his arguments) who plays in the pay per view jungle but won't come over here. And unlike the tiny yapper himself, I don't need to worry about kicking you too hard because mushrooms grow real well around here. Haven't you ever wondered why I haven't sent YOU to Iraq???

(Report Comment)
Ricky Gurley October 7, 2011 | 10:16 a.m.

Here is an idea... Don't coddle to everyone that wants to use the excuse that someone "hurt their little feelings" to try to get a comment that they don't like taken off of the forum.

Althought I have posted here a few times lately, due to the same "heavy handed moderation" here that the "Columbia Nazi Tribune" uses, I have started copying a link to the article, and pasting it with a comment on Facebook instead of here. Perhaps more people that have a problem with moderation should do that, and develop a Facebook page for posting local news articles instead of using this forum here? I wonder if the paticipation here drops due to that happening, if you might re-re-think your policy?

I really don't understand why a foum can't imitate "real life". I don't post anything here that I would not say in person to someone if we were having the same type of discussion "face to face"; just ask anyone that knows me. For the most part, I have not seen very many people post anything here that I don't hear people say in person to each other everyday.

In my personal opinion, if you are going to moderate discouse between people on this forum, even discourse that might be offensive to some people, then the moderators of this forum are simply not "keeping it real"....And personally, I like realisitic discussions.......

(Report Comment)
Ricky Gurley October 7, 2011 | 10:22 a.m.


(Report Comment)
frank christian October 7, 2011 | 11:57 a.m.

Joy M. - Only Mr. Allaire, as noted in this latest of his above can "address this situation".

I was venting my displeasure here and asked quite simply does "anyone else"? and included the "Editors". It seems odd that those so concerned about "moderation of discourse" and "editorial censorship" would choose to criticize my particular post.

For your examination of "comment policy", thanks for allowing my input.

You seem to post around 7-8 "latest comments" and I am fine with that. Is it not the case that more separate individual comments could remain in view longer if some particular posters did not create a new post with every sentence? Compared to most I have been at this only a short while. There may be a way I have missed but in a running conversation sometimes I am not able to recall the exact title of the piece being discussed and depend on "latest comments" to get back to the poster I want, at the place we were at.

Mr. Iraq is not alone in the multiple postings, only the latest. I don't expect any action from you in this regard. Just airing my problem. I got the comments I expected from those posters I expected to comment. Thanks for your interest.

(Report Comment)
Paul Allaire October 7, 2011 | 12:26 p.m.

I'm awestruck. You achieved a post spanning several paragraphs without using the word "liberal", "dems", or "Ds", and without discussing how no politician ever met a tax that he didn't like. Keep struggling. While I don't want to raise my expectations to something that would be unrealistic, I do want you to be focused on achieving your fullest potential while remaining firmly planted... Firmly planted. Because it's almost time to practice kicking that field goal. Here it comes...

:0 (And I need not fear. There will be another little poison mushroom sprouting before I quit writing this.)

Most satisfying.

(Report Comment)
Ricky Gurley October 7, 2011 | 12:50 p.m.

"I got the comments I expected from those posters I expected to comment".


(Report Comment)
Joy Mayer October 7, 2011 | 2:47 p.m.

Mr. Christian,

I also wish we could show more than a few "latest comments" on our home page. As part of our review of comments on the site, I'll be checking again with our IT staff to see if there's a way we could make it easier to catch up on more comments.

We'll be definitely calling on our users in general, and those of you who comment most frequently specifically, to give us feedback as we revamp things.

If any of you want to be sure you have your say when we're ready, please email me at, and I'll make sure you're personally invited.

Thanks, and have a good weekend.

Joy Mayer, director of community outreach, Columbia Missourian

(Report Comment)
Paul Allaire October 7, 2011 | 3:02 p.m.

I don't do this much because I generally remember the important articles where I debate, but you could try this one trick. Look at the poster who says the most obscenely stupid things imaginable and instead of clicking on his or her comment click directly on that person's name. Then you can view, in chronological order, everything that person had to say that didn't get taken away by a well intentioned forum moderator. Then respond as necessary. I hope that helps.

Also, if you want to win an argument against me, try waiting until I haven't posted for at least an hour or two. That way you know that your comment has a small chance of standing where it otherwise would most likely just cause you further embarrassment.

(Report Comment)
frank christian October 7, 2011 | 3:37 p.m.

I,it seems, more often comment on the posters than the article published. I recently realized finding the name of the poster and clicking the profile could get me back to the piece wanted. I do not click on "the most obscenely stupid things imaginable" as that would lead to the same name every time.

(Report Comment)
Derrick Fogle October 7, 2011 | 4:01 p.m.

"...lead to the same name every time."

(Report Comment)

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