Plan ahead for flood insurance

Thursday, May 17, 2007 | 12:00 a.m. CDT; updated 11:29 p.m. CDT, Thursday, July 3, 2008

Recent flooding in this state serves as a reminder of the costly effects of flooding on homes and businesses.

As river levels start to fall across the state, Missouri consumers should begin to think about the future risk of flooding on their property. Flood damage is not covered under a standard homeowner’s policy. Flood insurance is a special policy that is federally backed by the National Flood Insurance Program. Consumers can purchase flood insurance for their home or business regardless of whether the property is in or out of a flood plain, directly from their property and casualty insurance agent, or insurance company if their community participates in the NFIP. Insurance agents or companies can confirm whether flood insurance is available and what it would cost. Normally, a flood insurance policy will not go into effect until 30 days after you purchase the policy, so it’s important to plan ahead.

Like what you see here? Become a member.

Show Me the Errors (What's this?)

Report corrections or additions here. Leave comments below here.

You must be logged in to participate in the Show Me the Errors contest.


Leave a comment

Speak up and join the conversation! Make sure to follow the guidelines outlined below and register with our site. You must be logged in to comment. (Our full comment policy is here.)

  • Don't use obscene, profane or vulgar language.
  • Don't use language that makes personal attacks on fellow commenters or discriminates based on race, religion, gender or ethnicity.
  • Use your real first and last name when registering on the website. It will be published with every comment. (Read why we ask for that here.)
  • Don’t solicit or promote businesses.

We are not able to monitor every comment that comes through. If you see something objectionable, please click the "Report comment" link.

You must be logged in to comment.

Forget your password?

Don't have an account? Register here.