Borrowers renting credit histories

Monday, June 4, 2007 | 12:50 a.m. CDT; updated 8:50 p.m. CDT, Thursday, July 3, 2008

Only a low credit score stood between Alipio Estruch and a mortgage to buy a $449,000 Spanish-style house in Weston, Fla., a few miles west of Fort Lauderdale.

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