Jodie Ferguson reviews a form with daugher
October 16, 2009 | 12:01 a.m. CDTJodie Ferguson, left, Hans Chrisman, center, and their 8-year-old daughter, Juniper Chrisman, right, go over a form for her elementary school at their home on Sept. 24. When she was younger, Ferguson underwent chemotherapy for cancer, and now that she is 26, she has found insurance premiums, which are higher because of her medical history, to be unaffordable. Instead, Ferguson lives without health insurance but has given legal guardianship of her daughter to her parents, who live nearby, so that she can be covered under their own health insurance plan. Ferguson, a hair stylist of eight years, is also a full-time student at Columbia College, enrolled in night classes. While the couple is longer together, Hans lives in Columbia and is active in his daughter's life. "He takes her on nights when I have class and that makes it tons easier," Jodie said.