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FILE -A sign for Wall Street hangs in front of the New York Stock Exchange, July 8, 2021. Stocks rose in morning trading on Wall Street Thursday, Sept. 30, after U.S. lawmakers moved to avert a government shutdown, but the major indexes are still on track for monthly losses.(AP Photo/Mark Lennihan, file)

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In this March 16, 2021 photo, a workman carries beamS at a new housing site in Madison County, Miss. Rising costs and shortages of building materials and labor are rippling across the homebuilding industry, which accounted for nearly 12% of all U.S. home sales in July. Construction delays are common, prompting many builders to pump the brakes on the number of new homes they put up for sale. As building a new home gets more expensive, some of those costs are passed along to buyers. (AP Photo/Rogelio V. Solis)

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In this June 24, 2021 photo, housing construction is ongoing at a site, in Middleton, Mass. Rising costs and shortages of building materials and labor are rippling across the homebuilding industry, which accounted for nearly 12% of all U.S. home sales in July. Construction delays are common, prompting many builders to pump the brakes on the number of new homes they put up for sale. As building a new home gets more expensive, some of those costs are passed along to buyers. (AP Photo/Elise Amendola)

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In this June 24, 2021 photo, lumber is piled at a housing construction site in Middleton, Mass. Rising costs and shortages of building materials and labor are rippling across the homebuilding industry, which accounted for nearly 12% of all U.S. home sales in July. Construction delays are common, prompting many builders to pump the brakes on the number of new homes they put up for sale. As building a new home gets more expensive, some of those costs are passed along to buyers. (AP Photo/Elise Amendola)

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FILE - In this March 16, 2021 file photo, a workman cuts sections of a bean at a housing site in Madison County, Miss. Rising costs and shortages of building materials and labor are rippling across the homebuilding industry, which accounted for nearly 12% of all U.S. home sales in July. As building a new home gets more expensive, some of those costs are passed along to buyers. (AP Photo/Rogelio V. Solis, File)

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In this March 16, 2021 photo, a workman arranges a beam on a frame at a new housing site in Madison County, Miss. Rising costs and shortages of building materials and labor are rippling across the homebuilding industry, which accounted for nearly 12% of all U.S. home sales in July. Construction delays are common, prompting many builders to pump the brakes on the number of new homes they put up for sale. As building a new home gets more expensive, some of those costs are passed along to buyers. (AP Photo/Rogelio V. Solis)